PAGE 8 August 29, 2007
THE NEWSCASTER - Nature Coast News
Real Estate Today
Buyer Broker Information Helping Veterans
Get Their Dream Home
A Guest Commentary by Darryl Diamond
property, and the veteran's in-
come which will predetermine
It has been my privilege and plea-
the monthly payment range,
sure to assis veterans in their purchase of
which in turn determines the
their dream home for over 20 years now. The
price range the veteran can
present buyer's market has made represent-
spend on their home.
ing buyer's, including veterans the fun part
There are many closing costs in-
of this business, and my experience over many
cluding a 2% VA funding fee for first time VA
years has really helped many veterans get
buyer's, however as mentioned before, most
their needed financing. With the inception of
of these fees can be included into the con-
the "GI bill of Rights" in 1944, veteran's, sur-
tract by an experienced VA buyer's broker
viving spouses of veteran's, and active mili-
such as myself. Other good news is that your
tary personnel, may apply for a VA loan. VA
VA loan has no "PMI" insurance premiums,
loans can be used by these veteran's to pur-
it is assumable to the next buyer when you
chase or refinance a new or existing home.
sell your home, there is never a prepayment
Standard type free standing homes, manu-
penalty, and the interest is negotiated based
factured homes, farm type residences, and
on the present market as with most other
condominiums are all included in their ben-
loans. Another item I have experienced is that
efits.
the VA usually requires the seller to pay for
Veteran's usually qualify under their
repairs, and all deficiencies that are found
benefit's for zero down financing, and they
during the pre sale inspections.
can usually ask for most of the closing costs
If you have a friend or relative that
to be added into the contract. I have helped
is a veteran buying and/or relocating to this
many veterans obtain their "certificate of eli-
area, I would love to help them find their
gibility" which informs their lender to get
dream home. Being a licensed mortgage bro-
them their zero down financing. Even though
ker, as well as your professional buyer's bro-
the VA has "limits of entitlement" for each
ker really helps veterans get the home of their
veteran, it does not set loan limits such as
dreams with little or no money.
other federally guaranteed loans. Veterans
I presently have many great homes
can buy a home in any price range, however
in all price ranges to show you. Darryl Dia-
after analyzing the "VA formula" it ends up
mond and "The Diamond Team" are avail-
the maximum VA loan a veteran can get with
able to assist all veterans. Please call me at
no money down ends up being $359,000.--
352-447-4442 anytime. I'll see you around
The amount that a veteran may borrow for
"The Campus"
their home is dependent on the value of the
Citrus Community Food Bank Information
For more information or to apply for assistance, con-
tact the organization at (352) 628-4842. To make a donation,
make your check payable to Citrus Community Food Bank
and mail to Citrus Community Food Bank, P.O. Box 331,
Homosassa, Florida 34487.
Jean Sue (Watkins) Sehoenherr, a resident of Wynne, Arkansas and a former resident
Realty
of Yankeetown, Florida, departed this life on Thursday, August 23 ,2007 at the Cross Ridge
Hospital at the age of eighty-six. She was born April 9, 1921 in Laredo, Texas, the daughter of
John and Anna (Hendron) Watkins. She married William H. Schoenherr on February 25, 1941.
Sally Price, Realtor
Mrs. Schoenherr was a homemaker, a member of the P.E.O., a member of garden clubs, a
Email: pricesally@yahoo.com
member of the Parsons Memorial Presbyterian Church in Yankeetown, Florida and also served
on the Board of Directors for the church.
CELL(352) 302-8556 OFFICE(352) 447-2526
She was preceded in death by her parents, her husband; a son, Dan Schoenherr; and two
14 Hwy 40 W. Inglis (next to the Inglis Police Dept.)
brothers, Dan and John Watkins. Survivors include a son, Tom Schoenherr, and his wife,
LET MY 45 YEARS ON THE NATURE COAST HELP YOU BUY OR
Sandy, of Oakwood, Illinois; two daughters, Pamela Hart, and her husband, William, of Bronson,
SELL YOUR PLACE IN PARADISE!
Florida; and Jennifer Schmitz and her husband, Edward, of Wynne, Arkansas; twelve grand-
Home in the Hammock ready to move into ..........................$35,000
children, and eighteen great-grandchildren. There will be no services. Thompson-Wilson
Funeral Home of Wynne, Arkansas was in charge of arrangements. (870) 238-9400.
2 Lots on hill overlooking Lake Rousseau both for.................$68,000
3/2 Mobile on canal to river, corner lot, large oaks ..............$139,000
Bubba's
Fin & Feather
5.75 ac Lot on Hwy 40 High, Dry and Lots of trees ...........$154,900
4/2 Mobile (handicap acces) 1 ac new roof carpet siding.......$79,000
MONDAY Happy Hour All Day!
2 lots Peaceful Acres paved street, homes only each ............$23,000
TUESDAY Beer Bingo
WHAT A DEAL!!! 39 60th St Zoned C-1 or residential, this "Tree House"
THURSDAY - Darts 7:00pm.
Off Hwy 40
custom built 2/2 stilt Cracker style home hidden in woods in the heart of
FRIDAY - KARAOKE 8:00 pm.
On Lk. Rousseau
SATURDAY - DJ DANCE 8:00 pm
Yankeetown has real appeal to the nature lover. 2 lots with alley on 2 sides,
Call 447-2755
fenced natural landscaping (no mowing), built around mighty oak and palm
for info
Sunday 9/2/07 Customer Appreciation
offer a beautiful setting and affordable living enjoying nature from the screen
BAR-B-Q and Drink Specials
porches and deck in the trees. Open the 2 glass doors and let the breeze blow
New Hours: M-Thu 12-Close
Chameleon Party Band 3-7p.m.
thru the wide hall. You will fall in love with this one! $225,000. (appointment
Fri-Sat-Sun 10-Close
only)
Veterans Discounts
BIKER & FAMILY-FRIENDLY
LOOK FOR OUR NEW LOCATION - 14 HWY 40 W INGLIS