Page 4 July 28, 2010
The Newscaster/Nature Coast News
Squawk Box
Real Estate Today
Continued from page 1
meat and meat products every month.
Record Interest Rates! What Do They Ultimately Mean?
Volunteers fill numerous vehicles with goods that are delivered to shut-ins and out-
A Guest Commentary by Darryl Diamond
reach programs - 31 churches and agencies, as part of their regular distribution. Georgeanna
Mortgage giant Freddie Mac start-
them? There is one way
Phelps is the inside supervisor, and Bobbie Kellner, who has been with the food pantry since
ed publishing the weekly average interest
you can possibly get a loan
2006, is the office manager and marketing director. Gladys, another volunteer for the past
rate in 1971. The first week of July we got
with marginal credit these
four years, picks up food, and cooks and delivers food to numerous homeless people.
down to 4.58% on new 30 year fixed rate
days, and that is to put at
Careful records are kept for the income-based program, and clients must bring
residential mortgages. This was the lowest
least 20% down. This large
their pre-approved client card and sign-in on distribution days. Recipients continue stream-
weekly interest rate since 1971.
down payment will get the
ing-in until all the food is distributed. Teamwork between the volunteers makes the distribu-
This is great on the surface, but
lender to feel that you wish
tion move quickly. “Happy Pushers” wheel out food products on carts to the cars, products
what results can we expect as a result of
to reestablish your credit,
are loaded into cars by efficient teamwork, and traffic coordinators keep the cars in line and
these rates? Earlier this year, many buy-
and you will have the benefit of starting with
moving safely
ers were motivated to buy a home because
some equity in your home.
The We Care Food Pantry is a 501 (c) (3) organization that is unfunded with no
of the federal $8,000. tax credit. If you do
C. Cash for down payment! The
paid staff. The food pantry relies on the donations of caring people like you, silent auc-
not have a residential property under con-
low interest will not help buyers save a
tions, fundraising dinners, concerts, yard sales and generous grants. “We need donations
tract, the deadline for this credit is now
down payment, and additional money for
desperately,” said Toto, who urges anyone to contact them for additional information and/
gone. Sales for the last two months have
closing costs. Many buyers in rural Florida
or to make a donation: We Care Food Pantry, P.O. Box 331, Homosassa, FL , U.S. 34487;
fallen slightly because of the tax credit be-
are on a limited income, which makes it dif-
phone 352-628-9333, or email: info@wecarefoodpantry.org
ing phased out, and interest rates being extra
ficult for a family of 4 to make ends meet,
The Food Bank has plans to expand from their current cramped location to their
low did not pick up the slack in sales. These
and then save additional monies for a down
future location, at the corner of Premier and W. Cardinal Sts. Please read the Squawk Box
low home mortgage interest rates are surly a
payment. To help remedy this, some buyers
next week to learn about this important project!
House Fire - Continued from page 1
good thing, but here are other factors that are
may be able to qualify for down payment as-
still holding buyers back. .
sistance through their local “ship program”.
A. The job situation! For any buyer
D. Some buyers are just sitting
coming from the structure, made it extremely difficult for the two deputies to pull the victim
who is not sure of their current job situation
on the fence. Whether you are an investor
from the burning residence.
the interest rate will not help them buy at
or owner occupant buyer be aware that by
Dep. Taylor was able to squeeze himself partially through the window to free the
this time, no matter what the interest rate is.
the time you are comfortable enough to buy,
woman, who was trapped between a piece of furniture and the wall. He and Dep. Doyle
B. Poor Credit! The low interest
rates will likely be higher.
were then able to pull her halfway through the window; however, she became stuck once
rate will not help the buyer with poor credit.
So, if you want that bargain, the
again.
Remember the B and C borrowers (along
time is now, plus you will enjoy the low-
The victim’s neighbor, Gregory Avery, 53, rushed to assist the two deputies and
with the greedy wall street investors who
est rates in recent history. I have a free list
pushed up on the woman’s hips to free her as the deputies pulled her to safety. Moments
were veraciously buying this paper) were
of over 50 Nature Coast area Foreclosures
later, flames erupted from the ceiling of the room where the woman had been trapped.
the ones who really put he brakes on this
available for investors, and owner occupant
Podoll was airlifted to Shands in Gainesville for observation and treatment, while
economy. The secondary mortgage buy-
buyers. Your Real Estate Analyst is Darryl
the two deputies were treated on scene for mild smoke inhalation.
ers have slowed down buying this type of
Diamond of Diamond Investments Inc. 352-
Commander Wayne Burns, who oversees the CCSO law enforcement bureau, had
paper for a while now, and who can blame
447-4442. See you around “The Campus”.
high praise for his deputies’ actions. “This is the kind of commitment and determination that
even the best training can’t instill. The actions by both Dep. Taylor and Dep. Doyle likely
Be Prepared for Hurricane Season, have
saved this woman’s life,” he said.
a plan, download a hurricane tracking
Inglis woman arrested for trespassing after warning
chart at www.thenewscaster.com
Barbara Wasileff Sapp, 39, of Linda St., Inglis, was arrested by the Inglis Police
Coastal
Hair Port
Department at a Neeld St. residence, around 2:00 a.m., July 17, charged with trespassing.
According to the arrest report, an officer was involved in a traffic stop on
at Plaza 40
Carting
Neeld St. and saw Sapp turn into the driveway of a house she had been trespassed from on
Shopping Center
June 24. The officer knocked on the door and asked where Sapp was. He was informed by
the occupant of the residence that she was inside the residence, in the bathroom.
10-20-30 yd.
Hwy. 40E, Inglis
The officer asked that Sapp come outside, and when she did, she was placed under
DUMPSTERS
352-212-0405
arrest on the trespass after warning charge. She was transported to the Levy County Jail.
Call for Appointment
Contractors/Homeowners
email news to: news@thenewscaster.com
Walk-Ins Welcome
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