PAGE 4 November 4, 2009
The Newscaster/Nature Coast News
Real Estate Today
Lecanto Man Arrested on Fraud Charge
Kevin Dale Reed, 33, 2162 Wild Cherry Terrace, Lecanto, was arrested
Tips for avoiding Foreclosure
by the Citrus County Sheriff s Office, Oct. 30, charged with attempting to acquire a con-
trolled substance by fraud. He was held on $2,000 bond. According to the arrest report, the
A Guest Commentary by Darryl Diamond
tial memberships, that new wave runner you
CCSO was dispatched to a Crystal River pharmacy on W. Gulf to Lake Hwy. on Oct. 30,
may not really need, and
If you start falling behind in your
while Reed was attempting to fill a prescription for 24 tablets of 5 mg Percocet from Seven
other non essential items.
monthly payments here are several steps
Rivers Regional Medical Center, which already had a CVS sticker on the back, the report
Also delaying payments
you should take to avoid foreclosure. First
stated.
on credit cards by just pay-
is don’t ignore the problem. Contact your
Reed provided a Medicaid insurance number to the pharmacy, and the insurance
ing the minimum for a few
lender and keep the lines of communication
company told the complainant that Reed had filled a prescription for 90 Percocet on Oct. 20.
months while catching up
open directly with the loan officer handing
The doctor advised the pharmacy to not fill the prescription and to contact the sheriff s of-
on the mortgage may help
your situation. Open and respond to all mail
fice. While waiting for the sheriff s office to arrive, the complainant learned from Reed s in-
some people keep their
from your lender.
surance provider that he had gotten a prescription filled, about two days previous, at Monroe
homes.
Next know your rights by reading
Regional Medical Center. Reed told the deputy that he goes from pharmacy to pharmacy,
You can also use your assets such
your loan documents, and then keep them in
attempting to get the cheapest price, so he can pay cash for his prescriptions. He admitted
as a second car, jewelry, a like insurance
a file along with all other current correspon-
that he’d gotten some pills on Oct. 20 and knew what he was doing is wrong, but he has a
policy. They may be able to yield much
dence with your lender. While reading these
bad back and kidney stones and sometimes takes more than he should. He was placed under
needed cash which you can repay later when
documents take note of what the lender can
arrest and transported to the Citrus County Detention Facility.
your income returns. Finally don’t lose your
do if you default. Be aware of the preven-
home to foreclosure recovery scams.
tative options available to you. Explore any
Do not pay large fees up front for
mitigation options your bank is offering as
any firm particularly since HUD gives you
per the 2009 Federal bank bailout legisla-
most of their help for free. Do not sign over
tion passed earlier this year. If you need
your deed or any other ownership without
more help, there is free and low cost credit
knowing exactly what you are doing.
counseling through the federal government.
Get legal help if you sense any-
You can get this counseling by contacting
thing illegal with any body that says they
The Department of Housing and Urban De-
can stop foreclosure immediately without
velopment.
any track record in this field. And finally, be
The Federal government through
aware that many banks will work along with
the Dept of HUD has housing counselors
your real estate agent, and they may hold off
available to help you try to retain ownership
foreclosure proceedings for a few months if
of your home. Also remember the banks
you place it for sale.
do not want your home, they already have
Darryl, Vicki and Shirley, and
enough foreclosures in their portfolio. The
Paul are “The Diamond Team” We are the
HUd counselor will start with advise on
seasoned professionals at Diamond Invest-
how to prioritize your spending. Most HUD
ments Inc., and we are available for all of
counselors say that after healthcare, keeping
your real estate needs.
your house should be your next priority. You
If you are a buyer, we would ap-
should review your finances for superfluous
preciate the opportunity to serve you. Please
spending. Counselors will point out items
call us at 352-447-4442. I ll see you around
These members of the Crystal River King’s Bay Lion’s Club 33R volunteered to serve the
in your budget that you may not absolutely
“The Campus”
scrumptious meal at the Florida Sheriff Youth Ranch Caruth Camp annual “Turkey In The
need such as cable TV, various non essen-
Ground” celebration this weekend. The turkey is cooked buried in the ground over coals and
Coastal
Hair Port
is a yearly tradition. Several hundred “friends” of the camp turned out to hear updates on
the organization and camp. FSYR has been serving and saving youth for 52 years. The Caruth
at Plaza 40
family donated this wilderness paradise to the FSYR and projects and upkeep are funded by
Carting
organizations and friends. Frank Kenney, longtime ago Inglis resident and businessman (Ken-
Shopping Center
ny Accounting on Hammock Road) is in charge of fund (friend) raising. Photo by Sally Price.
10-20-30 yd.
Hwy. 40E, Inglis
Golden Treasures Cyber Center
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352-212-0405
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Internet Service • Fax • Copies
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Important Toll Free
Lisa VanDeBoe
and More
Numbers
Broker/Owner
HAS MOVED Next to the Old BINGO HALL
Citrus Cty Govt.
352-634-0129
51 N. Hwy. 19 • Crystal River • 352-795-4160
Citrus Springs & Dunnellon
See all the listings in Citrus County on our Website
Reasonably Priced Quality Antiques
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352-489-2120
Gunter Mewes, Owner
email: lisavandeboe@yahoo.com
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